Legal Credit Repair
To better understand what is legal credit repair, maybe we should explain a few types of illegal credit repair:
Illegal: Changing your social security number to obtain a clean bill of credit.
If any company should suggest this type of credit repair, report them to the authorities.
Illegal: Disputing every item on your credit report, regardless of nature.
The Fair Credit Reporting Act specifically states that only items that are unverifiable, innacurate or misleading should be disputed. Items that are clearly yours, and reflect your credit history should not be disputed.
Illegal: Charging for services that have not yet been completed
This is to protect the consumer from fraudulent companies that charge for services, that never get completed (charging to "repair your credit", then hitting the road...)
So, what exactly is Legal Credit Repair?
Legal Credit Repair consists of removing the negative items on a credit report, by disputing those items with the major credit bureaus (a right specifically stated in the Fair Credit Reporting Act).A reputable credit report repair agency like Lexington Law Firm know the ins and outs of disputing with credit bureaus and can accomplish great results for you for less than your monthly cable bill. Sign up today!
Get Lexington's renowned Credit Report Repair Service for only
$99 to sign up / $39 a month! Click here and sign up now!
