CRD Definition: Credit Reporting Agency

Credit Reporting Agency:

A company that gathers files and sells information to creditors and/or employers, to facilitate their decisions to extend credit or to hire.

CRD Definitions: Bad Credit | Bankruptcy | Consumer Credit Counseling Service | Credit | Credit Card | Credit Grantor | Credit History | Credit Counseling | Credit Record | Credit Repair | Credit Report | Credit Reporting Agency | Credit Risk | Credit Score | Credit Scoring System | Credit Union | Debt | Debtor | Default | Delinquency Assessment | Dispute | Equal Credit Opportunity Act (ECOA) | Equifax | Experian | Fair Credit Reporting Act(FCRA) | Foreclosure | Garnishment | Good Credit | Goods and Services Dispute | Lien | Lien Waiver | Past Due | Payment Due Date | Trans Union | Truth in Lending Act | Credit Instructor | Credit Report Repair | Credit Repair Options