Credit Report Repair
Just to get the story straight, credit report repair is the correct term for what most people call credit repair. See, you can't really go about repairing your credit, because it's a concept, not an actual "thing". Anyone who says they can magically repair your credit, within a few days, is laying a trap down hoping to snare a few unsuspecting people.
Your credit report is your credit history
The only way to get your credit back on track, is to raise your credit score. This is the score given to you by your credit report, which supposedly reflects your credit history. The only problem is, credit bureaus (the guys who write up the credit reports) don't always check everything that is reported to them. In fact, they verify just about nothing. So, what you have is a report that "maybe" is your true credit history. there are reports that say as much as 7 out of 10 credit reports have errors on them.
This is where a Credit Report Repair Agency comes in
Keeping the credit bureaus in line is what the FCRA (Fair Credit Reporting Act) was all about. It allowed the consumer (or a company on the consumer's behalf) to dispute any item that they determined unverifiable, misleading or innacurate.
Now, the consumer was able to dispute false items on their credit reports. Needless to say, Credit Bureaus don't like the idea of doing free work, or dealing with disputes, so they do their darndest to turn away as many dispute letters for technicalities as possible.
This is where experience comes into play. Lexington Law has been doing credit report repair for over 10 years, and knows not only the old tricks the credit bureaus use to stifle the disputing process, but are on top of new tactics as well. For less than your monthly cable bill, you can have a top-notch credit report repair company on your side.
Get Lexington's renowned Credit Report Repair Service for only
$99 to sign up / $39 a month! Click here and sign up now!
